You are in huge trouble, the injured party can file a civil lawsuit against you.
No, if the other person is driving the uninsured vehicle, then that person is still covered by their own policy. But, if you AND the vehicle are uninsured, then it doesn't matter who's in the passenger seat.
the uninsured automobile owner rhas to pay out of pocket for the damage
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
I think. if ur under 18.
The insured drivers uninsured motorist coverage should take care of it. Doesn't matter if property is private or not.
If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.
It depends on the concrete contractor. Some of them will be insured while others will be uninsured.
Only if the truck driver was at fault.
If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.
There's a good chance the insurance company will deny the claim of the person with the uninsured vehicle, as that vehicle isn't supposed to be on the roadway to begin with.
No direct answer, as this all depends of the level of cover of the insured driver.