Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
Whether home owners' insurance covers tree removal depends on the particular policy you have. Many policies, but not all, will cover removal of a tree that has fallen on a house. However, a tree fallen across a driveway may be a different matter. Read your policy and talk to you insurance agent or representative.
That would depend on the wording of your policy.
It will likely cover up to $200. Good Luck.
Your Home Insurance company will cover the damages. Nobody is liable for an act of Nature.
NO Home Owners insue covers the Home. You might look to Mortgage Insurance for paying a mortgage.
you would have too read up on what your specific plan covers. or call you insurance agency
No, not unless you were somehow liable for what happened, They would need to utilize their medical insurance plan for health related issues.
Most home owners policies will cover it unless the water from the broken pipe did not cause any damage to the property.
The pipe from the main to the meter is the city's responsibility, from the meter to the house is the home owners. Insurance probably will not cover the pipe but may cover damage caused by the leak. Policies vary.
Regular house insurance does not cover the contents of the house and so will not cover the replacement of those items. A separate assessment is made of the contents of the house and a separate amount is charged for their insurance.
House insurance can cover different things depending on your policy. Common things covered include storm damage, some kinds of theft, and fire. You can also get specific flood insurance. There are many different houses out there. Because there are houses, there are companies that offer house insurance. Depending on one's house insurance plan, it can cover different things.