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Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.

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Q: Does home owners insurance cover the cost of a fallen ceiling in the house?
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Related questions

Does homeowners insurance cover tree removal?

Whether home owners' insurance covers tree removal depends on the particular policy you have. Many policies, but not all, will cover removal of a tree that has fallen on a house. However, a tree fallen across a driveway may be a different matter. Read your policy and talk to you insurance agent or representative.

Does home owners insurance cover the cost for a fallen tree on a house?

Home Insurance and Felled TreesYes it does. Not only does it cover the cost to repair the house but also removal of the tree. If you have others in danger of falling, it is your responsibility to take them down.

Does your insurance cover your tenants computer that caused a leak from the ceiling?

No, they only cover your stuff

Does homeowners insurance cover foreclosure?

No. Homeowners Insurance does not cover the owners default on a mortgage note.

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Does your home owners insurance cover your foundation?


Are dishwasher leaks causing damage to another unit's ceiling covered by homeowner's insurance?

The other person's insurance will have to cover their OWN damage. If a tree in your yard falls onto your neighbor's house, the neighbor has to use their own insurance. So it works the same for your case. Your insurance will cover your damages and the nieghbor's insurance will cover their own ceiling.

Does home owners insurance cover vandalism?

I beliieve it does.

Does your builings and contents insurance cover leaking bedroom ceiling caused by weather?

It will cover the building but not the contents.

Does home owners insurance cover water damage caused by the neighbor?


Does home owners insurance cover lost jewelry?

Only if you had your jewelry appraised and included it onto your home owners insurance

If your tree falls on someone elses vehicle will your home insurance cover it?

You home owners liability insurance should cover it.