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Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.

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Q: Can two people have the same Car insurance policy but live in different household?
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Can you add your child to your car insurance policy if he is married?

I doubt it. He/she is probably no longer in your household, which is generally the boundary of your policy.


Do you need insurance to drive parents car if they are in the car with you?

Sounds like you have a permit. If so your parents policy will cover you and you will need to added their policy when you get your drivers license. Some companies require for all people in the household 14 or older to be listed. Contact your company for more details. As long as you don't live in the household, and you can borrow their car, their insurance policy will follow the vehicle.


Is there a law that says you have to add your child to your car insurance?

Its probably not a law that you have to your child to an insurance policy but it may be part of the contract between the insured (yourself) and the insurance company. The application and policy make up a legal contract for your auto insurance. In this contract you agree to notify the insurance company of any and all drivers and household members and you agree to pay the premium. The insurance company agrees to pay claims for the coverage you purchased and to defend you in court should the need arise. The reason the insurance company wants to know about your child (all household members) is because if you are in an accident they need to know how many people from your household may be in the car so they can charge enough to cover the medical expenses of all insureds. Insurance companies are regulated state by state so your state may have different rules as to what the insurance company can require to sell you an insurance policy.


Do you have to add a stepchild to your car insurance?

If it is a licensed driver and in your household, then they should be added to your policy.


Can an unmarried couple living together share the same car insurance policy with famers insurance?

Yes. Any member of the household would need to be listed on the policy.


Can two different people have an insurance policy on the same car?

Yes they can. Two people may have an insurable interest in a car and thus have a policy each.


How do you collect on old insurance policy?

There are many different kinds of insurance policies. Read the policy and find out what the terms of the policy are.


Can you have two names on car insurance policy?

Yes, all household operators should be listed.


Why do people compare insurance rates?

People compare insurance rates for a couple of different reasons such as to ensure that they are getting the best policy for the price and to save money as well.


What happens if you are named a benificiary in an insurance policy but the will says different?

The will has no relationship to the insurance policy. The Policy is a contract between the insurance company and the insured and does not become a part of the estate.


Are children covered on your auto insurance?

They should unless you have excluded them. It is best to have all household members on your policy.


Can a grandson be to added to grandparents car insurance?

Yes, any resident of the household should be added to the policy.