The fastest way to get Gold Charms, is to kill Giant Crabs preferably in the Chaos Tunnels, since there is a room with about 5 of them there.
Note: These Giant Crabs are over level 100, if they are 100+ You have got the right ones, the ones that are lower levels don't drop as much as those do.
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Almost every Monster Drops Gold Charms but you can receive multiple charms from the level 111 Giant Rock Crab in the Chaos Tunnels.
No, you have to kill monsters like cockroach soldiers to get charms.
The best place to get crimson Charms would be killing the high level cockroaches at the player safety dungeon.
When I trained range on fire giants i got like 100 blue charms or more their not likely to appear though that's just one of the monsters that drop them try going to a runescape help site and type in monsters that do drop blue charms.
Gold charms are obtained mainly from monster drops and are deemed by many as the most common charm obtainable. Many monsters drop them although hellhounds and firegiants drop them the most frequent. Less conventional ways to obtain charms are either by thieving them from Dorg-esh Kaan chests or by trading in zeal points for them at the Soul Wars minigame.