Because she doesn't feel close enough to Charlie to call him Dad.
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She refers to him as "Charlie", in her head and with other people. She only calls him "Dad" to his face.
Bella's dad's name is Charlie Swan and her step dads name is Phil!
They never told Charlie that Bella was dead. They said that she was sick and needed time to recover.
She lives in Charlie`s (Her father) house. She lived in Forks Washington. Hope this helps. Sorry if it didn't.
Bella names the baby Renesmee ( a combination between Bella's mother's name renee' and after edward's intensive purposes mother Esme) (renesmee's middle name carlie is a combination between Bella's father's name charlie and edward's father's name carlisle) (renesmee's last name Cullen is her mom and dad's (Bella & edward) married last name.