If you do not feel like it is worth your time and resources to drive your car into their assessment shop, then you are by no means obligated to make a claim on your insurance, even if the other person was severely injured. Why? Because in a rear end accident, it's car A's fault, and unless you backed up into him (your fault) or someone slid him into you (which wouldn't be your fault, but whoever hit him from behind) then it will remain that way. And the best news, if the driver of A was injured, his insurance will be paying the bill, NOT YOURS.
In other words, don't worry about it.
Yes, you can put in an insurance claim for any reason. It is up to them to pay or deny any claim. It will be tough to determine which damage was there prior to any other accident.
You can accept the claim and then buy back the car. This way you get money for the claim and you get to keep your car. The price for the car will be way lower at the totaled price than what you will receive in the claim.
Yes, they can. The fact that they have no insurance and the Police were not called has no bearing. If they do decide to claim for any injuries, your insurance company will scrutinize it, but not necessarily deny it.
You need to file a claim with your auto insurance carrier. The insurance adjuster will physically examine the vehicle's damage. If the estimated cost to repair all damages exceeds the total value of the car, then the insurance company will total the car. This means they will write you (or the lender) a check for the total value of the car before damages.Most of the above is true but a car is considered totaled when the repair costs exceed 50-75% (depending on the state you live in) of its actual cash value. If it is totaled you will sign the title over to the insurance company and they will take ownership of the car after they pay you.
You can't. Usually it is up to the insurance company's discretion. They have the right to settle their insurance claims for as little as possible without litigation. \
good way to get hit with an insurance fraud charge
It would be an auto claim for the damage to the other and a homeowners claim for the damage to your property. You cannot be liable to yourself, so you cannot claim the property damage on your auto policy.
Without anything damaged, lost or stolen there is nothing to claim.
The tow company is responsible for damage they did to the vehicle, if they claim they didn't do it you have to prove it and make a claim/sue them, otherwise you need to claim it on your insurance.
It's not a "Law", it's an agreement between you and your insurer. If your car is totaled, and your insurer pays you or the leinholder a claim, the car is then property of the insurer to regain any money the can from the claim. It should be explained in the many lines of text in your policy.
Yes you can withdraw your claim, but once reported, the damage and the claim filing are still on record.
Call your insurance company and get a claim started.