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Is backing up into a telephone pole is it covered under comprehensive or collision coverage?
This will be covered under the collision portion of your Auto Insurance policy. You collided with a telephone pole. Hence, Collision coverage would invoke.
Will insurance cover damage to a vehicle that was backed into a pole?
As long as you have collision yes insurance will cover the damage that was done.
Does auto insurance cover telephone pole damage or replacement?
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
Will insurance pay if you hit a pole and damage your car?
Yes; as long as you have collision coverage for your vehicle. You will only be out of pocket for your deductible.
You were involved in an accident with your dads automobile and he has only liability insurance and you are not on the policy who is responsible?
If 'you' were at fault, or there was no other party involved (ie: backing into a pole..), then 'you' are. Even if 'you' were on the policy, it only covers damage to other vehicles/property/people, no coverage for dmg to car itself. If the vehicle was in the care, custody, and control of someone given permission to drive it, then that someone is responsible for any and all damage to the vehicle.
If you hit a pole you did not see while backing out of a parking space what part of your insurance would cover your car comprehensive or collision and how will it effect your insurance rates?
Comprehensive and your rates will increase. After all, you are a danger to invisible poles everywhere.
Does liability auto insurance cover your car if you hit a pole?
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
What type of insurance will pay for damage to your car if it is declared to be a total loss?
Physical damage coverage pays for damage done to your vehicle. This is divided into two policy provisions, comprehensive and collision. Collision is if you hit something or turn the vehicle over. Comprehensive is about everything else, including theft, vandalism, animal collisions, fire, glass breakage, etc. So the main thing you will need to determine is what caused the damage. If you hit a deer then it will be a comprehensive claim. If you hit a telephone pole or another vehicle then it is a collision claim.
Does car insurance in Virginia pay for power pole in accident?
Provided your premiums have been paid and your policy was in effect at the time of the accident, an automobile's liability coverage will pay for any property damage you do in an accident, even if you run your car into a store front or knock over a power pole. The policy will pay up to the limit of the liability portion of the policy.
Does PlPD insurance cover replacement costs of a power pole?
PIPD? Please advise if you mean PIP/PD... PD, being property damage to others would pay for damage to a power pole, but only to the limits within the policy.
Cost of replacing a street light pole?
I know this one from experience!!! The pole , depending on how tall it is and how much weight it need to carry will run between $500 -$1400. The cost to put it in will depend on the power company. Sometimes, the person's car insurance will pay for the replacement if it was a car collision that caused the damage.
Will car insurance pay if you hit a pole?
If you have the proper coverage it will pay with no problem. Your liability insurance will pay for the damage to replace the power pole to the utility company which will demand replacement costs. Your collision coverage will pay for damage to your vehicle. Loss of use coverage will pay for a rental vehicle while your vehicle is being fixed and if not drivable, it will pay for the rental car from the time of the accident until the vehicle is fixed up to the limit, which is usually 30 days maximum. Towing and labor will pay for your vehicle to be towed from the scene to the body shop or your home. Medical Payments coverage will pay for injuries to yourself and/or any passengers in your vehicle. Work Loss coverage will pay for your time out of work if your injuries require you to miss work up to the limits in the policy. There may be others if included in your policy. These coverages must be chosen by you to be included on your policy and that is if they are offered in your State.
