No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole owner for the cost of repairs.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
If you have full coverage, your auto insurance should cover it.
No, That's what Auto Insurance s for. Now if your home fell on the car it might cover it.
As long as you have collision yes insurance will cover the damage that was done.
You would need to check with your corporate insurance, to see what is and is not covered.
Yes, less your deductible. You can call it vandalism.
Usually one cannot sue their own company if the accident was a fault of their own. If someone else hit you and caused you to hit the pole, the other person's insurance would be liable.
NO. This is considered weather related and at-fault. Sorry. I'm a broker and I have to tell ppl all the time!
It would depend on which state you reside in to determine the exact answer to your question, however
If you have full coverage it will. If you only have liability, no. Please, always read the policy completely, before signing.