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Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Will the Homeowners GL policy cover damage to an associations property from a fallen tree- ie drainage flume owned by the association?
No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.
Hired auto and non owned auto liability?
Hired auto and non-owned auto liability is a type of auto insurance that covers property damage and bodily damage caused by an automobile that you hire or rent. It can include borrowed vehicles. The insurance typically does not cover physical damage to the auto itself.
What happens if you hit another car owned by you Do you pay the deductibles for both cars?
you have to pay for the damage since insurance will only briefly cover it
Will your insurance cover an accident from before you owned your car?
No, it's highly unlikely your insurance company would cover damages to your vehicle that occurred prior to your policy's inception (actually, I know of no insurance company that would cover prior damage, for the simple fact that you didn't pay a premium for that damage). Think of it as "you get what you pay for." Your insurance carrier would be under no obligation to pay for damages for which it didn't collect a premium. i was in and aqccident some1 hit me from behind on the 3rd at 5pm i had no insurance then at 11pm i got insurance will that insurance company help me get my car fix. when the accident was the other persons fault
Does your car insurance cover car rental?
There are exceptions to this but normally the car rental firms insurance covers the the car, if in doubt always get CDW when renting a car (Collision Damage Waver) if you have OPCF 27 on your car insurance then your insurance will cover the rental car, its called the Laibility for damage to non-owned automobiles. you must have collision and comprehensive for this coverage to work.
Will your house insurance cover accidental damage to gas main on property?
No, Your Gas Main is owned by the utility company, Just give them a call and they will come repair or replace it for you.
Can homeowners' insurance cover a home owned by two ladies?
Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
Does homeowner insurance cover theft on other address?
Usually as long as A). The item stolen is owned by the policyholder, B). The item was not stolen on another property owned by the policyholder that does not have insurance.
Your boyfriend got in an accident wyour car your car doesn't have insurance on it He is still listed on his parents insurance policy Are they responsible for your damage the damage to the other car?
The parents insurance will not cover any damage to your vehicle. It is possible but not likely that his parents insurance will cover damage, injuries and property damage to the other party. There is a non-owned vehicle clause in most insurance policies that will cover damages but this is designed for loaner vehicles from the dealership, rental cars, and vehicles that are borrowed on a very limited basis, ex, your boyfriend borrow my pick up truck once every 5 years to move a couch. Chances are that because of your relationship to your boyfriend an insurance company is not going view this as a limited basis. Aside from all of this, if you live in a state other than NH or WI you are required to carry auto insurance on any vehicle you have a license plate for, regardless if you drive it or not.
Does liability insurance cover equipment rental?
Liability insurance does not cover the property value of the rented equipment, but your liability insurance may cover damages resulting from claims of the use of the equipment. Example, you rent a forklift and accidently crash it into a truck you are loading. The truck owner sues you. The liability policy would probably cover the damage to the truck or any injuries caused during the accident, but would for sure not cover the damage to the forklift. Here are several opinions from FAQ Farmers: * Commercial General Liability insurance cannot cover equipment rental in the case where the insured has rented equipment. The 'exclusion j' under the coverage A states that "property owned, rented or occupied by the insured" is an exclusion under "Bodily injury and Property Damage Liability Coverage". Also, exclusion j also specifies that "property loaned to the named insured" is also excluded. * You are wrong...gl does cover the use of such equipment but does not cover if stolen, etc.
