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A tenant damaged my property. Will my insurance cover it?
This would be covered under Malicious or accidental damage if your insurance company provides this.
Does homeowner insurance cover your wheelchair?
Homeowners insurance covers all your personal property with some limitations. The key to the damage being covered is what is the cause of the damage in the first place. Homeowners insurance does not cover maintenance or intentional act but covers most sudden and accidental events.
What does property damage liability car insurance cover in an accident?
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Will new insurance cover a damage roof?
They would cover it if the damage occured during the policy period. The damage would have to be sudden and accidental damage, not wear and tear.
Do insurance companies cover accidental damage?
Yes, Homeowners insurance provides coverage for sudden accidental losses as defined under the policy schedule of covered perils.
Can your insurance company make you replace your roof?
No. But as the insured (that is you) it is up to you to maintain your house in good repair.Insurance is there to cover the risk of unforeseen, accidental damage to your property not to replace parts that are wearing out naturally.If you fail to maintain the roof of your property in good repair the insurance company may refuse to pay out if your roof blows off. After all the damage would not be accidental if it happens because of poor maintenance.
Does homeowners insurance cover damage to floors caused by an accidental spill?
No, this is considered normal wear and tear.
What does home renters insurance cover?
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.
Does home owner insurance cover damage to property that falls from a trailer being towed?
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
Does uninsured auto insurance cover property damage?
If you are uninsured then of course not.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
If you only have PL and PD car insurance what does it cover?
PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.
