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Will the Homeowners GL policy cover damage to an associations property from a fallen tree- ie drainage flume owned by the association?
No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.
Can homeowners' insurance cover a home owned by two ladies?
Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
Does homeowners' insurance cover a personal injury claim from another property owned?
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
Can a homeowners policy cover a home owned by a trust?
Yes, The Trust would be named as the policy holder.
What is Coverage C of a Homeowners policy?
Damage to or loss to household contents and other personal belongings owned the insured
Will renters insurance pay if a car is hit on property?
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
Will your insurance cover hail damage before you owned your car?
Existing damage is never covered.
Hired auto and non owned auto liability?
Hired auto and non-owned auto liability is a type of auto insurance that covers property damage and bodily damage caused by an automobile that you hire or rent. It can include borrowed vehicles. The insurance typically does not cover physical damage to the auto itself.
What happens if you hit another car owned by you Do you pay the deductibles for both cars?
you have to pay for the damage since insurance will only briefly cover it
Does homeowners insurance cover wiring from street?
The main power line coming from the street is owned and serviced by your local Utility Service. You should call your electric utility provider if it needs maintenance or service.
If your motorcycle without theft coverage was stolen out of a neighbor's garage will their homeowners insurance cover it?
No, Your neighbor has a home insurance policy to cover his owned property. Homeowners insurance is specific to the named insured and the insured's scheduled property. Homeowners Insurance does not cover automobiles or motorcycles at all and does not cover property belonging to third parties except in very narrow circumstances. Personal Property coverage excludes motorized vehicles except lawnmowers, golf carts, off-road ATVs, vehicles for the handicapped. If it is a vehicle intended to be licensed for road use, it is excluded under residential building policies.
Is it trespassing in virginia to drive down private road owned by several homeowners?
Yes.
