Probably not if there is not questions about liability for the damages. If the other party was clearly At Fault and their insurance company is proceeding satisfactorily, there is no nead or requirement to involve your insurance policy. If you see a problem comming you need to notify your company asap so they can get set up and and have the ball ready to run with it
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
It shouldn't ... normally insurance companies do not report the accident to the police authorities unless a death is involved. However, since you reported the accident to your insurance and if you are at fault, it may cause your rates to increase.
If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.
No.
Medics , police, insurance company, family are to be called.
No, an insurance company does not get notified of a parking tickets. Insurance companies are only liable for handling accidents.
the ''CAN'' if it's been too long, most don't file it NOW !!!
It is good to tell your insurance company within 24 hours of the accident. This way you can receive money from your insurance company soon so you can get your car fixed.
Some do. I work for an insurance company and many will take ownership of the accident.
Why wasn't the dependent covered? Can you prove you were never notified? Is COBRA or HIPAA involved? What does the Insurance Contract say? Brochures? Did the insurance company have an obligation to notify you?
You can still report the accident to the insurance company and collect for damages. The Police will most likely not take a report. You would have to call them to verify that though.
Usually if an accident is determined not to be the insured's fault, then their insurance rates will not rise as the insurance company did not lose any money from covering the driver involved in the accident. If the accident is determined as being inconclusive, the rates may rise some, to adjust for the amount of money the insurance company lost in the accident.