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Yes, they will help you with a claim. Find out what yo are covered for. Liability means there is no physical damage coverage for the vehicle.

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12y ago

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Related Questions

Can you purchase liability insurance only when you need it?

By "only when you need it" do you mean only when you are aware of a claim or potential claim? If so, the answer is "NO". You cannot buy insurance on a burning house, so to speak.


If a vehicle is stolen and is only covered by PLPD will the insurance company pay for the loss?

You must have comprehensive coverage in order to recover on a claim from your insurance company if your vehicle is stolen. Liability only is just that, liability for your legal liability for damage or injuries to others.


How can a claim be dropped if the other party was at fault and you had only liability insurance on your vehicle?

If you are the claimant, then you just contact the insurance company where you filed your claim again and inform them that you wish to withdraw your claim for damages. If another person is the claimant, then it is up to them to pursue the claim or not.


Is the insurance company liable to replace a stolen car with only liability insurance?

If you only carry liability insurance, that is all that the insurance company is liable for in this state.


What can you do if your car was stolen and you only have liability?

Unfortunately, there is nothing you can do with your insurance company. If you only have liability insurance, they do not pay anything to have your vehicle replaced.


Is liability insurance the only insurance available for contractors?

The answer to this question is no. There are lots of liability insurance available for contractors. It is depends on what kind of insurance the contractors wants to purchase.


What happens in a hit and run and you have uninsured motorist in your liability insurance?

Liability only protects you from claims, UM is almost always only for injuries only. If they caused the damage, you have to track them down and make a claim against their insurance if they have any and you can find them. Check with your agent, we can only provide general answers that apply to most people in most states.


What is the average Michigan car insurance rate for liability only policies?

The average Michigan car insurance rate for liability only policies is about $2000


Handle the insurance after a hit and run and did not see driver but have licence plate number but only have liability insdurance?

Car insurance in general is not built for you when you are not at fault in an accident. You should complete a police report and and contact an attorney to help sue the at-fault party. If you have just liability you are not paying your insurance company for help in this matter. Liability pays for the damage you cause when you are at-fault in an accident.


I have liability only and my car was totaled?

If another person was at fault for the accident, you will need to go after their insurance company. If you are liability only, your insurance company will not pay for anything.


Can I get Car Insurance that only covers liability and property damage?

Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.


What is the difference between full coverage auto insurance and liability only insurance?

Full coverage auto insurance covers everything. If the car is totaled they will will replace it. Liability auto insurance will only cover medical bills, and not the car if it is totaled.