Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.
Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.
its liability insurance
the answer is liability
liability insurance. -twiggy.
Liability Insurance
Property insurance covers damage to physical property, such as homes or buildings, while casualty insurance covers liability for harm or injury caused to others.
NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.
Liability Insurance
Landlord insurance typically covers property damage, liability protection, and loss of rental income due to property damage or other covered events.
No. Liability insurance covers damage you do to someone else's property. Theft would be covered by comprehensive insurance. In most jurisdictions, liability insurance is required but comprehensive is not.
No. Unless you killed somebody's pet deer, liability insurance is no value. Liability insurance covers the damage you do to somebody else's property or person. Collision insurance covers damage to your vehicle when you strike an object or animal or when your vehicle is damaged by someone unknown, as in a hit-and-run accident.
The typical house insurance policy covers damage to your property and personal liability coverage. Damage to your property includes fire, lightning, tornado, and hurricanes.