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Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.

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Q: What is covered by property damage liability insurance?
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Related questions

Is auto theft covered by liability insurance in Colorado?

No. Liability insurance covers damage you do to someone else's property. Theft would be covered by comprehensive insurance. In most jurisdictions, liability insurance is required but comprehensive is not.


Damage to property cause owners neglect?

Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.


Does tenant liability insurance cover property damage due to tenant negligence?

Yes if it is covered by d insurance policy & No if not. Usually its not.


What is PLPD?

Public Liability and Property Damage insurance. Bascially liability insurance.


What is typically covered in your house insurance policy?

The typical house insurance policy covers damage to your property and personal liability coverage. Damage to your property includes fire, lightning, tornado, and hurricanes.


Does insurance cover in a dwi wreck?

It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.


How much property damage is covered in liability car insurance?

That all depends on your insurance and how much damage they feel was done. If they don't cover it, or if you don't have enough insurance, they can file a law suit.


Is property damage liability car insurance required?

Property damage liability insurance is to cover the damage you may cause to someone else's property. Different states have different car insurance requirements and regulations. Further, some people get larger property liability insurance coverage than the minimum requirements.


Will liability insurance pay off your vehicle if it is totaled?

Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.


What is covered by public liability insurance?

Public liability insurance covers damage or injury to third parties, whether they be visitors, tradesmen of even trespassers, that occur on your property or through your actions or lack of action.


Can I get Car Insurance that only covers liability and property damage?

Yes, you can get auto insurance that only covers liability and property damage. However, you will need to purchase collision insurance if there is a lien on your vehicle.


What does property damage liability car insurance cover in an accident?

Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.