Property damage is covered by a property liability insurance package. This applies to all incidents in which an automobile causes damage to another person's property such as a fence or house. If you do not have property liability insurance, the driver is responsible for covering the damages out of pocket.
A damage cause to human life and property
you must notify your local authorities, they will access the situation and decide as to what must be done in order to make sure there will be no damage or accidents due to this tree, they will then notify the owners as to what they must do.
by their windspeed
Yes a tornado can cause property damage ranging from minor roof damage and loss of gutters and siding to complete destruction of well-constructed buildings.
Thunderstorms and bushfires are the ones that cause property damages and deaths
Earthquakes can cause damage to life and property. Buildings and roads can collapse because of that.
thunderstorms
It can cause damage to life and property. It can also lead to tsunami in seas.
A rainstorm can cause damage such as flooding, roof leaks, water damage to property, and landslides. These can lead to property damage, disruption of utilities, and potential safety hazards for individuals living in affected areas.
Most home owners policies will cover it unless the water from the broken pipe did not cause any damage to the property.
Severe
Homeowners insurance covers all property but the damage must be from a covered cause. I cannot think of a covered cause that would damage a drain field. More than likely the problem is from roots from trees or vegetation choking out the lines. This would not be covered.