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Will homeowners insurance cover for broken pipe in concrete slab?
Most will if it is in the slab. Where it can get tricky is when the pipe in in the yard.
Should you pay for slab insurance when the insurance company say they will not pay a claim if the slab cracked and caused a leak?
If you have a history of slab leaks, slab insurance may be the way to go. If your leaks are caused by earthquakes, then you may want to have the insurance, but it is not the most common, overall, for a slab leak to be caused by shifting/cracked slab. Your decision should be based on whether you think there is a good chance that a slab leak will happen again.
Will homeowners insurance cover a cracked foundation?
My sister recently had a cracked slab. Her insurance did not cover it, but the builder's insurance did. Builder's insurance is usually 10 years, so I guess it would depend on the age of your home. I would also find out the cause of the crack and weather or not there is product liability insurance involved. There are numerous variables that can cause a liability situation to an insurance company or insured. I would call a contractor to find out the cause of the crack. http://www.fhia.com
Will homeowners insurance cover slab that has settled and cracked to the extent it has pulled away from the house?
It depends on the specific perils and exclusions of your policy. But generally speaking most insurance policies exclude any damaged caused by settling or earth movement.
Does homeowners insurance cover plumbing breaks under the slab?
Contact your agent and ask them if you are covered.
Does homeowners insurance cover a bad slab?
What is bad? Insurance coverage is based on cause or reason. In order to properly answer the question one would need to know why the slab is bad. Why? If a big rig truck ran off the road and into the side of the house and damaged the slab this would be a covered claim. Your homeowners insurance covers claims where a vehicle strikes the house. Did ground water flooding damage the slab? If so you would need flood insurance. No homeowners covers flood. Flood is flood and is insurance offered by FEMA. You don't get flood coverage under homeowners policies. Is the slab bad because the work done to build it was poor? There is no coverage to repair the slab but if the slab being bad caused ensuing damage there may be coverage for ensuing damage. Has the slab just started cracking because no expansion joints were put in the concrete? This is really not a sudden an accidental event. In fact it is normal and thus not something homeowners insurance covers. Need to know why slab is bad to get you a better answer. Tried to answer giving a few different options.
Will home owners insurance cover a broken pipe under the slab on your home?
Probably not. It should cover any damage done by the break, but not the break itself.
How can you tell if the plumbing is broken below a concrete slab?
if the concrete is cracked or there is leaking .... if not call a professional.
If your home is settling only on one side causing damage to the slab foundation interior walls and floors with no previous problems will your home owners insurance cover the damage?
This is an easy one, NO.
Will home owner insurance pay claim for concrete slab water leak refit?
Most homeowners policys exclude gradual deterioration, and losses must be sudden and accidental, but I would certainly file the claim. They will not ever (that I have heard of, and I have heard of a lot) cover a "refit" they will cover a spot repair some of the time, depending on the company and the circumstances.
Does homeowners insurance cover cooper pipe leaks in cement?
Sorry but this is not a covered cause. It is more like maintenance. I remember a big issue with contractors using galvanized pipes going through concrete slab foundations. The chemicals in cement tends to dissolve galvanized pipe and if I remember correctly the contractors had to make payment on the damages. Homeowners insurance covers sudden and accidental damages that happened due to a covered cause such as fire, windstorm, vandalism, etc.
Will home insurance pay for any part of the reroute under the slab?
No. This is a maintenance issue and homeowner's insurance does not cover maintenance of your home. Generally, insurance will not pay to repair any builder's fault, but may pay a portion of the damage caused by a leak, for instance. You can ask your insurance agent as to whether you are covered if you can't find any reference to the item in your policy. You should know that a claim request is recorded by the insurance industry's Clues, so the issue may become part of the home's history.
