0
Your question can be read in a couple of ways.
1. If an occurrence covered by a homeowners policy caused damage to the roof, it probably would be covered. If the occurrence that caused the damage was a type of occurrence covered by the policy, the damage would likely be covered.
2. Conversely, if the roof leaked just because it was old, insurance would not cover repair or replacement because insurance does not cover ordinary wear and tear.
3. If what you mean is whether a new roof (rather than an existing roof) is covered, the rule stated in #1 would apply.
Add your answer:
Earn +20 pts
Will homeowners insurance cover a new sewer line?
NOPE
Can homeowners insurance cover a new heater if faulty?
No, but if you have a home warranty policy that policy may cover it.
Does homeowners insurance cover cat damage to new furniture?
No, Your home insurance policy will not cover normal and expected damages that result from our choice of pet.
Will insurance cover a leaking roof?
It depends on why your roof is leaking. If your roof was damaged by a covered peril such as fire lightning etc. Then your Homeowners insurance would cover the damage. If your roof is old and worn out, it just needs to be replaced and would not be covered by your homeowners insurance. Roofs require the home owners maintenance and upkeep along with replacement every 20 years or so. It's just part of the cost of owning a home. Failure to engage in expected normal maintenance of your home can be interpreted as a moral hazard and can result in cancellation of your homes insurance policy. If your roof is fairly new and you just have a leak with no visible damage, then it is most likely the result of faulty workmanship and again, not covered by your home insurance policy.
What insurance will cover you for damage to your expensive block driveway for the sudden and accidental spillage of a large amount of oil on your new driveway?
homeowners insurance or renters insurance
Does it cover roof the leaks and wet the ceil in home?
It just depends on why you have a roof leak. If your roof was damaged by a covered peril such as fire lightning etc. Then your Homeowners insurance would cover the damage. If your roof is old and worn out, it just needs to be replaced and would not be covered by your homeowners insurance. Roofs require the home owners maintenance and upkeep along with replacement every 20 years or so. It's just part of the cost of owning a home. Failure to engage in expected normal maintenance of your home can be interpreted as a moral hazard and can result in cancellation of your homes insurance policy. If your roof is fairly new and you just have a leak with no visible damage, then it is most likely the result of faulty workmanship and again, not covered by your home insurance policy.
Can you carry renters insurance over to a new home?
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.
Will your homeowners insurance cover a new front door?
If the damage to your front door was the result of a covered peril then yes, it would be covered under your homeowners insurance policy. If the door is just worn out then it is a maintenance issue.
Will a new roof lower our homeowners insurance premiums?
It depends. If you put on a metal roof where you had shingles before and you live in a high hail damage area, the premiums may go up. Typically a new roof will only help, but will not drop the premiums anywhere near the cost of the roof.
Does homeowners insurance cover drilling a new well?
No, plus there is a special number you need to call for city or Township approval before digging, they offer insurance to the dig
If someone totals your new uninsured snowmobile will his homeowners insurance cover it?
No. The exception would be, if for instance the snowmobile was stolen off the person's property.
How can you get your homeowners insurance to pay for new carpet?
You can't.
