Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.
No, You'll have to seek coverage for the Car under you Auto Insurance Policy. Now if the garage door was damaged then your Homeowners policy may fix it if it is below your deductible.
Yes, homeowners insurance will cover garage door damage. You may want to look at your policy to find out what your deductible is. If the deductible is more than the cost of the repair to the door, it would not be beneficial to file a claim.
Yes, most of the time. Barring an exclusion to the contrary in your policy.
Refer to your home insurance policy. It depends on why the stained glass is broken. Your home insurance covers property damage from such things as Wind, Hail, Fire. Most likely the cost of fixing a broken glass is far below your insurance deductible.
It depends on the kind of homeowner's insurance she has. If she has liability/medical pay to others with her insurance, then yes, it will cover your medical expenses.
Yes, It will cover your garage door, but will not cover your friends vehicle.
It might, but with a small loss like this you'd be far better off having it repaired yourself. It's unlikely that the repair cost would exceed your deductible. Furthermore, any claim or inquiry you make against your homeowners will likely result in a claim surcharge on your premium at your next renewal.
Depends on the cause of loss.
Home Invasion and Homeowners InsuranceThat all depends. What did they steal? Is it covered under your homeowners Policy? If the stolen property is listed as covered under your homeowners Insurance then you should file a claim for the stolen property. If the door or window was kicked in or damaged then you can file a claim for cost of repairs.There is no coverage specific to a home invasion on your homeowners policy so there is no pay out for "home invasion" in and of itself.If you were injured firing the home invasion you will need to look to your medical insurance to cover the costs of related health care.
Yes, it wasn't your fault.
They should cover it since it is not your property. It may be chepaer buying a new garage door then the 6 year increase to your premium