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Driving is considered a privilege and not a right. Because it is a privilege drivers are required to prove they are financially responsible. Mandatory auto insurance is proof that drivers are financially responsible to cover damages or injuries in the event of an accident. Because most drivers cannot reasonably pay for the cost of repairs and medical bills they cause in an At Fault accident, states require auto insurance to protect both third party drivers and the policyholder.

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Q: Why is auto insurance mandatory?
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Related questions

Is auto insurance mandatory in the state of Illinois?

Yes, auto insurance is mandatory in the state of Illinois. To learn what the minimums are, visit www.dmv.org/il-illinois.


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Every state but Wisconsin and Tennessee, both states have bills that would require insurance in 2009


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