The auto policy needs to be in the name of the person who owns the vehicle with few exceptions. The exceptions deal with a family situation who live in the same household. Vehicles titled to a husband or wife can be insured on a policy in the others name if they are legally married. Also children such as a 19 year old child who owns a car can have it insured on his parents policy if he still lives in the household and is listed as a driver on the policy.
Your parents would need to add the car to their own policy.
Whose name is on the title? That person owes any taxes on the car.
Insurance follows the vehicle, not the driver.
no....
Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.
no you can't Its not in your name so you can't get insurance from a car that is not titled in your name
Being a guest in someone's house has nothing to do with car insurance. If someone backs into your car then their car insurance is responsible.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
Generally, the person whose name is 'actually on the title' must be the same person who insures the car. You must disclose to the insurance company if you are not the owner of the car. You should call the insurance company and ask your question.
No. Car insurance is insurance on the car not insurance on the driver.
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
If you drive the car then you need car insurance.