If you strike him - you are at fault. He can be charged with the No Parking violation but YOU are charged with the collision.
the person pulling out
Whomever caused the accident is generally considered the at fault party. It does not matter whether or not your in a parking lot.
No, as if your vehicle collided with the other vehicle, the fault is yours.j3h.
Whoever the police report charges with the accident.
The one in reverse is most probably at fault here!
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
When it comes to parking lots things get complictaed. In general Parking lots are private property, meaning that the rules of the road are not always in effect. Usually if an accident occurs and the police are called they will issue an accident report with the notation of cannot dissern fault, meaning they were not there at the time of the accident therefore they cannot tell who was at fault.
You have a right to back out of your legal parking spot. If you use your mirrors and do not see that there is anyone behind your car you are able to back out. If a car parks illegally behind you THEY are not only guilty of illegally parking but they are the cause of the accident. All it takes is an extra one minute for the illegal parker to find a parking spot that will not cause an accident. We make choices and when we choose to park illegally any accidents are the fault of the person chosing to park behind cars that could be moving out at any time.
You are responsible for the damage you cause to the car. This is what the liability coverage on your policy is for. If you are wondering about the "no-fault" law in MI, no-fault laws are in place to pay for injuries, not property damage. No-fault states simply mean that you and your insurance company are responsible for your own injuries regardless of who is at-fault in the accident.
Its the person that hit the car coming in to the parking lot because probably the bad car was speeding. :)
Sure you can. But you will be held resposible for the accident. In otherwords, you will be held at fault, or as the cause, of the accident.