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When you don't pay your monthly premium or you don't renew.

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Q: When does an auto insurance policy lapse?
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Related questions

If you are on your mother's insurance policy and you are unaware she has let it lapse although you have paid her for it will the company still pay for your damage?

No insurance = no insurance. Doesn't matter much why. About your only option is to sue your Mom.


How old do you have to be to have your own auto insurance policy in Connecticut?

18


Who are the parties that enter a auto insurance policy contract?

The Insurer and the Insured are parties to an insurance contract.


Will your auto insurance cover your child?

If you add the child as a driver on the policy.


Is It illegal to take someone off my auto insurance policy without telling them?

no


How do you add a non-owned car insurance option to a car insurance policy in the USA?

From a retired California Insurance Broker. The question is not clear as to the issue. When you have a US car insurance policy and you drive a car not owned by the policy holder you are automatically protected as to Liabality unless excluded. Most policy does not exclude such coverage. The phycial damage to the non owned car will not be coverd under your US policy. In commercial auto policy you may add non owned cars but not in personal auto policy. If you have a US auto policy you may decline when renting a car the liabily portion whic is the most expensive. Again check with your Broker to be certain that your policy does not exclude car rental, if not then only accept to buy physical damage only. Some credit card offers Insurance when the rental is charge to the card. A word of caution please call the credit card company and ask them if such insurance covers Liability and physical damage. Car insurance is divided into two major area 1. Liabilty. 2. Physical camage to the car which includes theft. ANSWER Non Owned car policy is also when you dont own a vehicle but you want a policy in force so you dont have a lapse in insurance coveage for when you go and buy a car. This policy is good for when a person is between cars fora period of time.


If theres a lapse in hazard homeowners insurance am istill covered?

No. You are not covered in a lapse period. A period of lapse in coverage means " No Coverage ".


Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?

Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.


What is better loan or surrender value from life insurance?

Cash value loans will allow you to keep the policy in force and preserve coverage (sometimes for a lower benefit amount). If you decide to cash out the surrender value instead, your policy will lapse and you lose the life insurance protection.


Do car dealers carry auto insurance?

Here are several answers and opinions from FAQ Farmers: * No, it is up to you to obtain your own auto insurance policy. * They carry insurance on vehicles that have not yet been purchased.


Are you legally required to include your spouse on the auto insurance policy if you own the car yourself?

Legally...no. But, for insurance purposes, yes.


If someone is living in your house and they get a drivers permit does your auto insurance go up?

Only if you go to your insurance provider and include them in your policy