This really depends on place to place, as per covers offered.
There are addon covers to insure property in the car, which has to be opted for when taking the insurance for extra premium. However do check the exclusions as some do not cover certain items like jewellery, cash etc;
Also if its a laptop insured with your office or home insurance package, as portable item, it can be claimed.
Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.
No.
No, That's what Auto Insurance is for.
i assume here you are talking about personal property? that is stolen? most do have personal property coverage, however there are strictly ''dwelling policys'' that cover that only the dwelling.......also there are some policys that cover personal property but not for the 'peril' of theft.....
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
Usually as long as A). The item stolen is owned by the policyholder, B). The item was not stolen on another property owned by the policyholder that does not have insurance.
Yes under personal property/contents
Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!
No, Your home insurance policy is specific to the named insured(s) property and contents if covered.
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
No. The exception would be, if for instance the snowmobile was stolen off the person's property.
Probably but that's not very smart to leave your vehicle running and unlocked in an area where it may be stolen. You do have an obligation to mitigate damages to your property.