Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.
Property damage liability car insurance will cover the individuals car and property that you hit. It will not cover anything to do with your vehicle if the accident is your fault.
Probably but that's not very smart to leave your vehicle running and unlocked in an area where it may be stolen. You do have an obligation to mitigate damages to your property.
No. Homeowners Insurance does not cover auto theft from a business.
No homeowner policy will cover a vehicle that was stolen. Insurance varies from state to state but generally you can buy comprehensive protection only which will cover theft.
It can. Depends on the item & your deductible.
No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
That depends on the policy that you have with your insurance company. When I had my truck broken into, my policy covered the iPod and stereo that were stolen, plus my rental while my truck was in the shop.
Generally speaking car insurance companies do not cover the contents of your vehicle unless this coverage is specially added to your policy. In some cases, your homeowner's policy will cover the contents of your car.
PL and PD car insurance stands for; public liability and property damage. The insurance will cover a loss to an individual, other than yourself, or damage to someone else's property.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.
This really depends on place to place, as per covers offered. There are addon covers to insure property in the car, which has to be opted for when taking the insurance for extra premium. However do check the exclusions as some do not cover certain items like jewellery, cash etc; Also if its a laptop insured with your office or home insurance package, as portable item, it can be claimed.