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What else can I help you with?
Why is it your fault if you have no collision insurance?
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
You have no collision coverage and was hit by another car what can you do?
Collision coverage covers accidents you are at fault for. Their insurance should pay for any damages to your vehicle.
What insurance is needed in case of a car collision?
Collision coverage, also known as auto collision insurance, is the part of your auto insurance that most always pays for damages to your vehicle in the case of an accident.
You have liability insurance but no collision coverage and your car was hit by another driver will their insurance cover your damages?
Yes, if they accept liability and they will pay up to the limit of property damage coverage.
If you have caused an accident which type of automobile insurance would cover damage to your own car?
The collision portion of your Auto Insurance Policy would pay for damages to your own auto when you are the at fault party. The liability portion of your auto insurance pays for damages you cause to another party Insurance Plus
What will collision insurance cover in the event of an accident?
Collision insurance will cover any damages to your vehicle (or refund you the value of the car in the event that it becomes totaled) in the event of an accident. Collision insurance coverage typically only applies when you are the at-fault driver in the accident. Collision coverage covers any sort of collision whether it be with another car, a pot hole, a tree, a guard rail, a ditch, etc.
How is auto liability insurance different from comprehensive insurance?
Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.
Why would type of insurance will pay for damage to your car or tp replace your car if it is declared a total loss?
Comprehensive and collision insurance are the types of coverage that will pay for damage to your car or replace it if it's declared a total loss. Collision insurance covers damages resulting from accidents with another vehicle or object, while comprehensive insurance covers non-collision incidents such as theft, vandalism, or natural disasters. If your car is deemed a total loss, these policies will typically reimburse you based on the car's actual cash value at the time of the loss.
What does auto collision insurance mean?
Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.
If you do not have insurance and someone hit you in the back with insurance can you have your cost paid for in Louisiana?
While you may receive a traffic citation for driving without insurance, the individual who is responsible for the collision should pay for damages. If the other driver was found at fault, he/she should pay for damages, just as you should pay for damages that YOU cause. If the police investigated the collision and found that you were both at fault, you will probably have to pay your own damages. If you did not have the police investigate the collision, you may be stuck with the damages unless the other driver agrees to pay and admitted fault.
What does Collision insurance pay?
Collision insurance covers the cost of repairing or replacing your vehicle after an accident, regardless of who is at fault. It typically pays for damages to your car resulting from collisions with other vehicles or objects, such as guardrails or trees. This coverage is particularly beneficial for drivers who want to protect their investment in their vehicle, as it helps mitigate out-of-pocket expenses for repairs. However, it does not cover damages to other vehicles or property, which would fall under liability insurance.
What is the difference between liability and collision coverage in auto insurance?
Liability coverage in auto insurance helps pay for damages and injuries you cause to others in an accident, while collision coverage helps pay for damages to your own vehicle in a crash, regardless of fault.
