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Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.

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Q: What does auto collision insurance mean?
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Related questions

What information do you need to get auto insurance?

Auto collision insurance weiver of deductable


What insurance is needed in case of a car collision?

Collision coverage, also known as auto collision insurance, is the part of your auto insurance that most always pays for damages to your vehicle in the case of an accident.


What does comprehension mean in auto insurance?

It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.


What is a type of auto insurance that covers damages to the car resulting from collision with another car or object?

It's called Collision coverage and is usually purchased along with Comprehensive coverage when you buy your auto insurance. If you purchased the collision coverage option when you bought your auto insurance policy it will be covered.AnswerThird party car insurance.


Which insurance companies offer collision insurance?

The forthcoming insurance companies offer collision insurances: Insurance4CarHire, Auto Rental Collision Damage Waiver, Rental Cars and the Collision Damage Waiver, etc.


Does homeowners insurance cover your car when it rolls down a steep driveway into a tree?

No. Your homeowners Insurance Policy does not cover Auto Collision. You will need to file on your Auto Insurance under your Vehicle Comprehensive and Collision Coverage.


Can i ask my auto insurance to help me even i don't have collision?

yes


When is it appropriate to remove collision from your auto insurance policy?

I don't think you can legally. If your car is still being paid for the lien holder requires the collision insurance.


What insurance covers the driver who is at fault?

Assuming that the at-fault driver maintained it at the time of the collision, his/her auto liability coverage would be triggered.


What types of collision insurance claims were reported for auto damage in 1991?

All of them.


Is a car insurance policy cheaper if you don't add collision?

Yes, absolutely it is more expensive! Collision is the more expensive part of any auto insurance policy.


Is hitting a dear comprehensive or collision?

Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive