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They are still required to be listed on your auto insurance or excluded from your policy. You really need to consider this before excluding them. The best thing is to put all vehicles on one policy and you get the discounts for everyone. If you exclude drivers in the house that means they are not covered for any reason. In an emergency it will not be alright for the child to drive your vehicle just this time. The exclusion means that there is no coverage if the excluded driver is driving the vehicle.
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What type of insurance do you need to carry school children in your car?
If they're your own children - your ordinary car insurance will cover them. If they're someone else's children, strictly speaking - you need 'public liability' insurance.
Do you have to pay for car insurance on children under 25 years old that do not live with you?
No. Tell them to get a job and pay for their own insurance.
Your son almost 20 bought his first car Does he have to get his own car insurance which is expensive or can the parent get car insurance for him and just add him as a driver?
That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance. Any wrecks resulting in claims or ticket points will be held against the parent's premium if he is merely included on their policy.
How do you get car insurance if you dont own a car?
You can get a car insurance unless you will buy a car.
Can a person get auto insurance on a auto if the auto is not in their name?
Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?
Do you have to own a car to have liability insurance?
It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
Will my own car insurance cover a rental car?
Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.
Do you need car insurance in Ohio if you own your car?
Yes you will need car insurance in Ohio, if you own a car. Car insurance is mandatory to ensure people are covered for damage, in the case of a car accident.
What age do you need car insurance?
there is no age, you buy car insurance when you own a car
What do you need to qualify for Salem insurance?
As long as you are in decent health; own a home; own a car; and have money for insurance, Salem insurance will be sure to help you! Salem compares local prices, to promise you the lowest price.
I need my step-daughter insurance on my car as she do not own her own car now?
you can put her on your insurance as a named driver
Do home insurance agents handle car insurance too?
Some home insurance companies cover everything you own like vehicles or boats, health and life insurances. They have many bundles depending on which company you have.
