no
Yes, but they will try to sell you insurance for the rental. You should take it, if offered.
If the car if financed, the lender will require you to insure it. If you own the car, and don't drive it, you are not required to have insurance.
NO! Buy your own insurance! Or get him to!
No. You do not have to carry insurance in Florida if you dont own a vehicle.
Yes buy it at counter at time of renting
Yes. You are driving so you are responsible.
YES, Rental companies do not ask for proof of insurance. But I would consider taking he rental cars protection package out.
Your car finance company will add their own insurance that covers their vehicle, but not your liability. ANd it will significantly increase your payments. It would be so much cheaper and better protection for you to find your own insurance. Park it until you get insurance.
Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.
It sorta makes sense that you would own a car. If you do not own a car why would you want liability insurance?
Your own car insurance will only cover a rental car in some cases. It will depend on your current insurance plan. Either way, you can take out insurance for the rental car.