The LIENHOLDER is ultimately responsible for anything that happens during a self help repossession.
In order to get jewelry insurance, you have to get the insurance before the damage happens. They have to look at the jewelry to appraise it to give you insurance. Jewelry stores offer insurance on many items.
That is a decision made by the lender, and some do have photographs taken before the car is seized, but it is not a legal requirement. The repossession agent/agency does not assume responsibility for any damage to a vehicle that happens while it is being recovered.
CAN & WILL. Good Luck
good way to get hit with an insurance fraud charge
You will be liable for the difference.
Existing damage is never covered.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
It all depends on her insurance cover
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
My insurance canceled uninsured person hits someone in rear what happens to me
In most instances it seems not. When getting home insurance make sure to specify you want water damage insurance as well and GET IT IN WRITING BEFORE YOU AGREE TO THE POLICY!