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Both the "Driver and the Vehicle Owner" can be held jointly and severally "Liable" for an accident.

If the driver of your vehicle was At Fault and had the permissive use of your vehicle, Both the driver and the vehicle owner can be sued for damages and injuries.

The driver, If at fault, would be financially liable because he was the direct cause of the accident.

The vehicle owner is financially liable because of fault through the owners negligence in allowing an uninsured driver to operate your vehicle. The legal rational being that had you not allowed this uninsured person to operate your vehicle, the accident would never have occurred. So the owner is also a direct causation factor in the accident through the owners negligence.

It's not a good idea to let people drive your vehicle if your not sure your insurance will cover them, Basically it is the responsibility of a vehicle owner to insure that all permissive use drivers are covered. As the owner you can be left with the bill for all damages and injuries sustained as a result of your choice to loan out your vehicle.

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Q: What happens if an uninsured driver has an accident in your car?
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Related questions

What happens to the owner of a car that gets into an accident with someone else driving there uninsured car?

They will have to take the uninsured driver to court. Or if you have uninsured driver policy with your insurance, they will pay it.


If an uninsured driver wrecks the car of an insured driver is the uninsured driver still responsible?

If the accident was caused by the uninsured driver than the uninsured driver is definitely still responsible.


What happens when you have a car accident with a driver that has no vehicle insurance?

I hope you had insurance for this. The uninsured motorist will probably be broke


What happens if you are driving an uninsured car and you get into an accident and it was not your fault?

The at-fault driver's insurance will pay for all property and bodily injury damages.


What happens if an uninsured unlicensed driver is driving your uninsured car and has an accident?

Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.


If an uninsured driver of an insured driver's car has an accident caused by another driver what will happen to the uninsured drivers license?

If the uninsured driver had the permission of the insured driver to operate the vehicle then NOTHING will happen to the uninsured driver. In fact, in this case he or she is not an uninsured driver at all. The insurance follows the vehicle first, the driver second.


In California What happens to an uninsured driver who is not at fault in a car accident?

They are at fault, even if that fault is shared jointly. That car is not supposed to be on the roadway, period. Therefore, it's assumed the accident would not have happened if that car hadn't been there. The driver will be cited for driving without insurance, and the car will be impounded.


What happens to an uninsured driver involved in an auto accident?

If a car is uninsured then you could get fined a big ticket and you could go to jail. It depends really on your background. your welcome macie smithers An uninsured driver will have there linsence revoked or suspened for three years depending on what state your in and what your past record is.


In the state of Texas If an uninsured person driving a borrowed car causes an auto accident does the driver or the owner of the car pay for the accident?

Some states are different, but in Michigan, the company who insured the car is responsible. They can then go after the uninsured driver Some states are different, but in Michigan the company who insured the car is responsible. They can then go after the driver .


Uninsured licensed driver uses my insured car. has an accident are they covered?

It is important to understand the insurance policy that is purchased on a drivers car. The only way that an uninsured driver is covered in an insured car is id the owner of the car has that in their policy.


Does progressive insurance cover if an uninsured driver gets in an accident in an insured car?

Yes they should. Did you carry uninsured motorist? The only issue is if your car had a driver that did not have a license or was living in your home and you did not tell them about this person.


What is covered if an insured driver gets into an accident in an uninsured car?

This would require more information to answer.