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What happened if you are owner of the car and insurance is on name of previous owner then can you claim insurance?
Wiki User
∙ 10y ago
The insurance company, once things get sorted out, will probably deny your claim. On top of that, the previous owner screwed themselves, because their insurance will go up.
Wiki User
∙ 10y ago
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If a home insurance claim is made within thirty days of purchasing a home does the claim go against the previous owner's insurance?
Once you become the legal owner of the home and something occurs that is covered by homeonwers insurance then it is your insurance that must cover the claim. In the event the incident is not covered by your insurance policy and you feel that a material misrepresentation was made by the seller then I can only suggest getting the advice of an attorney.
How do I get previous owners insurance?
You can not legally obtain a previous vehicle owners insurance information. Insurance policies and associated information are protected under state and federal privacy laws. There is no legitimate legal reason for anyone to want the previous vehicle owners insurance information. The previous owners auto insurance would have automatically terminated and all Insurer obligations ceased when the vehicle was transferred to another owner. Any previous insurance would have been for the benefit and protection of the named insured at the time and no benefit at all would transfer to a new owner. In short, The new owner has no right of claim against a previous owners insurance. If your just interested in the vehicle's history you can try a service such as Car Fax or the like to get those records without breaking the law and invading someone elses privacy.
What do you do after buying a car from a previous owner?
Get insurance, a tag and a the title in your name
Can insurance companies claim lapse of coverage in a situation where a purchase of home is thru a relative who maintains their coverage on the home until move in of the relative who purchased the home?
Yes. The previous owners insurance policy coverage does Not pass through to a new owner. You can not ride off the previous owners insurance policy.If all you had was the previous owners insurance policy, Then you had no insurance at all. You and your property were effectively uninsured. If a loss occurred, payment would be denied based on the fact the the named insured (previous owner) no longer has an ownership interest in the property and the new owner never contracted for an insurance policy. The old policy does not belong to you as a new owner.The previous owners policy was a contract specific to that named owner and his or her owned property with the insurance company and was between them. Once they sell, it is no longer their property. A new owner is not a named insured under the terms of the previous owners policy. The previous owner being a relative does not change this..When a property sells or changes hands the previous owners Insurance Policy ceases the exact moment down to the exact hour minute and second of the day the property changes hands. All coverage under the previous owners policy stops, it is null and void whether or not the insurance company has yet been notified of the change in ownership.The new owner has a responsibility to purchase and qualify for his or her own insurance coverage. All Property Insurance policies are like this and it is clearly stated in the terms of the insurance contract.
How long do you have to file a claim on your house insurance in va?
You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.
How do you find insurance records from a previous owner of a car?
Insurance Records of previous vehicle owner Insurance Records are protected under State and Federal Privacy laws. There is no legitimate legal reason for a person to want to obtain the "insurance records" of a previous owner. The attempt to do so could constitute an invasion of that persons privacy rights. Any coverage or compensation paid to a previous owner would not extend to the new owner as the new owner was not an insured and did not have a financial interest in the property (vehicle) prior to the purchasing of it. The previous insurers obligations was to the previous insured owner. Those obligations ceased when the policy expired, terminated or when the vehicle was sold to another individual. The previous owners insurance company has no obligation to someone who purchased the vehicle at a later date. If you are interested in the vehicle history, accidents, previous damage or repairs and such, this can be obtained through Car Fax and other similar on-line services.
How do you find out if a previous owner was paying for flood insurance on property?
You could Ask Them, But bear in mind that any coverage carried by the previous owner would only have been for the protection of the then named insured. No coverage or rights are inherited by the new owner from the old owners insurance.
Will my car insurance be affected if I am a named driver on someone else's insurance and they need to claim their insurance?
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
Can you have the insurance in your name but the car is registered to someone else?
Generally, no. The owner of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the owner and any lawsuit for damages will be filed against the owner. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV.Generally, no. The owner of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the owner and any lawsuit for damages will be filed against the owner. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV.Generally, no. The owner of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the owner and any lawsuit for damages will be filed against the owner. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV.Generally, no. The owner of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the owner and any lawsuit for damages will be filed against the owner. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV.
PREVIOUS OWNER?
WHO WAS PREVIOUS OWNER OF CAR? NAME ON TITLE OF CAR PREVIOUS OWNER OF CAR? looking to find out previous owner how many previous owner
Will homeowners insurance cover damage to car from a fallen tree?
It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
Would the insurance premium of the car owner increase if he was not the actual driver at the time of an accident?
If a claim is made against his insurance...yes.
