It depends on the type of policy that you have. Some cover the dwelling, its contents, other structures, liability protection for you and the insured's, some contents of premises, some personal property of others, and some have limited medical protection for visitors.
Other homeowner policies are designed for renters and therefore do not cover the dwelling.
All of this is subject to the limits of the policy which can range very much.
No.
Your homeowners insurance covers your home structure.
Only if you had your jewelry appraised and included it onto your home owners insurance
I beliieve it does.
You home owners liability insurance should cover it.
cover
no it will not. you have to have pet insurance.
NO, generally not.
Typically no.
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.
Sentry insurance offers a range of policies to cover your home and business's insurance needs. They do provide home owners insurance, as well as options for people who own condominiums and those who rent their apartment or home.