Contents insurance covers everything you would take if you moved. It is good to have if you have a fire or someone burglarises your house because you get the amount it's worth back.
Someone might need annual holiday insurance for several reasons. One can be in case their flight is cancelled. Another can be to cancel a trip due to illness. A third example can be if you have a medical emergency in a foreign country.
If you were to survive on venus, you would need climate controlled chambers, have oxygen imported, and food and water imported until you can grow enough food in the earth imitation chambers. Water would need to be imported or made artificially there through fuel cells. Lastly, you would need an alternate energy source there.
There is no insurance that would cover paternity testing (because it is not a medical need). Someone can fund their own test and it runs about $1000.
A person may need cover for a single day if they have borrowed a car from someone whose own insurance policy does not cover this. Similarly, it could be taken out by someone who has lent a car to someone else.
Yes but you would need to have the lessor and the lessee as additional insureds on the policy.
Would you need health insurance is you had no body?
Someone might need a medical insurance broker if they wish to get medical insurance but are not sure which policy is the best deal. The broker can search more efficiently and often has access to policies that normal people do not get to find out about.
If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.
I would call the person who hit you. Tell them you are calling your insurance company about it and tell them they need to call their insurance as well. That should start the process.
Unless someone faked your signatures and did not need a medical exam it is highly unlikely that you would not know if someone can take out a Life Insurance policy on you. There must be an insurable interest when a life insurance is taken out and the insured must know unless that person is a minor and the parents took it out.
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