the policy that covers the car that is being driven.
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
No, you can get a named insured policy that just covers you and possible vehicles you may drive.
Ask your respective insurance agents. You may have a policy that covers you no matter what car you drive.
Most auto insurance covers anyone you allow to drive your car, except people living in your house.
It depends on our father's insurance. My children may drive my car because my insurance covers anyone I give permission to drive my car (they have have a valid license). However, my ex-wife's policy does not allow it - by not having this option she actually lowers her premium. This can vary from state to state and insurance policy to insurance policy. Have your father call his agent and get the correct answer for his policy. He may have to make an adjustment to his policy to allow you to drive his car.
That depends, because there are many different insurance coverages. You'll need to check your own car insurance policy and see if it covers you AND any car that you are driving. If you can't find that information anywhere in the policy then check with your insurance broker and ask. Sorry, but without actually reading YOUR policy that's the best answer I can give.
Yes. It covers you no matter where you are as long as you are paid up for your coverage and it is an active policy.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
Depends on the state and your insurance policy. call your local agent.
A non-owner's insurance policy basically enables someone to get insurance so they can get a license or for any other purpose they need to get auto insurance without owning a car. It covers you in any car that you drive, even if you do not own the car. It is basically a general insurance for drivers because some people who drive do not own cars.
In the UK you must have insurance that covers you to drive the car in question.