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All coverages offered in an auto insurance policy have a place and needs for some people. This is certainly not to say that everyone needs every coverage. What you need is a good agent that can explain the available insurance coverages and can help you decide which ones you need an which ones you can do without. You can sit down and evaluate the costs involved and the benefit to you if something happened so that you can decide on an educated basis what is best for you and your family.
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Earn +20 ptsQ: What auto insurance coverage do you not need?
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