You are required to have a minimum of 25/50/25 auto liability coverage.
Liability insurance is the minimum coverage you can get and is required in every state.
It depends on the type of insurance and the state. Health insurance coverage is required in Massachusetts, for example. Meanwhile, auto insurance is required in many states, but not in New Hampshire. It varies.
Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.
Minimum coverage is the minimum amount of insurance required by law. Full coverage is the full package from the insurer, insuring everything they offer to cover.
No, Auto Insurance is required to Operate a motor vehicle on public roads, If the College student does not drive, then it is not necessary to have auto insurance nor is it necessary for them to have a drivers license.
That usually means you have the state required liability limits and nothing more.
In PA you are required to carry at least liability coverage. This is the law in most states.
Knowing how much auto insurance coverage is needed can save drivers on auto insurance fees in the long-run. Different states require different coverage amounts in areas such as medical expenses. Most insurance providers will automatically default to amounts at or above these minimums when providing insurance quotes. Whether or not drivers own or make payments on their vehicles also makes a difference on the amount of coverage required. Vehicles owned outright have more insurance options available for their drivers than vehicles still owned by the bank. Drivers can begin with the minimum coverage required and add on to that minimum as they deem necessary.
The cheapest auto insurance out there right now are Safe Auto, The General, and Esurance. All of these provide low premiums and the minimum state required coverage on your automobile.
In general, you gain more coverage for the required stuff (liability, injury), and coverage for things not covered by discount insurance such as theft and fire.
the owner of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.