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What does 'stacking' mean in regard to auto insurance?
Georgia automobile insurance law states that people who purchase insurance may "stack" - or add the coverage together for each insured vehicle - for uninsured and underinsured motorist coverage.
How much is car insurance for a teen?
Typically, auto insurance coverage for a teen is pricey because statistics show that teen drivers are much riskier than the 25-50 age group that auto insurance companies covet. But that doesn't mean you have to pay an arm and a leg for coverage for your teen.
How do you check your auto insurance coverages?
The best way to review your coverages is to contact your Insurance Agent. Your agent can go over the terms and scope of your Insurance Policy with you and answer any question you may have.Answer:You can find your insurance coverage after determining your damage. You must also be familiar with your entitled insurance coverage mean what are the things that are included in you insurance coverage. You can determince your insurance coverage by completing the docs required for the insurance claim. A detailed procedure link for determining and claiming of insurance is submitted in "Related Link".
What should you do if you are refused car insurance?
Just because you are denied insurance coverage with one company doesn't mean you will be again. As an independent insurance agent, I represent over 15 different auto insurance companies and if someone is truthful with me I can place them with the company that has the best coverage and rates for their situation and driving record.
What does personal injury protection mean?
Personal Injury protection, Also referred to as PIP, is first party medical coverage on your Auto Insurance Policy for injury sustained in an auto accident.
Does having full coverage auto insurance in MI mean if my car is totaled and I wasn't at fault the car will be paid off?
Firstly, there is no such thing as full coverage auto insurance. This is just a term that developed over time to mean whether or not you wanted physical damage coverage on your vehicle or not. Secondly, if you have physical damage coverage this has nothing to do with what you owe on your vehicle. the physical damage section of an auto policy says that the insurance company has the option to repair, replace, or pay the actual cash value of your vehicle. I suggest if you purchase a new vehicle to consult your agent about GAP coverage which will pay the difference between the ACV of your vehicle and the amount owed. Never purchase this from the dealer and it will cost you several times what you can get it from your insurance company for.
What does it mean when someone is excluded from an auto insurance policy?
By excluding a person from an auto insurance policy, you are stating that the "excluded" person will not drive the insured vehicle, and that you understand that the "excluded" person is not covered by your insurance in the case of any traffic violation (accident, ticket, etc.). It means there is no coverage available to the excluded person in the case of an accident while driving the said vehicle. There will be NO COVERAGE.
If you have dual insurance can you submit claims on both?
What do you mean by dual insurance? You cannot have two auto insurance policys on one car. If you mean can you claim damages (let's say) from the 'at fault' party and then also claim them under your collison coverage, no you cannot.
What exactly does free auto insurance quote mean?
customer buy insurance policy to keep themselves safe against loss, policies could be acquired for harm to a car,to a home,for medical expenses,or for loss of life, Insurance provider provide insurance coverage quotes for you to potential customers to disclose the costs and terms of getting insurance coverage from their respective business, In many cases,the higher the chances of damage,the higher expenses of the insurance coverage
What do you mean by insurance coverage?
You have insurance coverage if you paid the premium required for that policy. The coverage will pay appropriate types of claims during the period of time of that policy.
What coverages do you have to have on a auto full coverage plan?
There really is no such thing as full coverage and insurance companies certainly do not use this term. It is an old term that was used to mean you had physical damage coverage in addition to liability on your insurance. Normally it meant that you had comprehensive and collision coverage. Now there are many different coverages that you can add to your policy but still if you buy everything that is available it still doesn't mean that every instance that comes up you are covered.
What does liability coverage mean?
Liability coverage covers you if you are found liable or at fault for damages. In the case of auto insurance, for example, this coverage pays for damages you cause in an accident that is you fault. This coverage will NOT cover your car damage, however. Just the other drivers car, medical bills, & other property damage.
