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Can you have your own auto insurance policy if you live at home with your parents?
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If you have your own car insurance policy can your parents be sued if you live in their home and you are involved in auto accident?
If you are under 18, yes.
Can a 16 year old driver get his own auto insurance policy or must he be on his parents policy if he lives in the home with them?
A 16-year-old is not legally able to contract with the insurance company unless he has been emancipated. Which leaves him to work with his parents or another adult to acquire the insurance.
Does homeowners insurance cover storage for a corvette stored in garage?
No. Vehicles are covered under an Auto Insurance Policy, Not a Home Insurance Policy.
Does your home insurance cover damage to your car from falling tiles during a storm?
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
Will your renter insurance cover when there was a damage in parking lot with your vehicle?
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.
Can I combine my Oklahoma car insurance with my home owners policy?
No, you can't combine home and auto loans
Why is damage to watercraft or trailers excluded?
Because watercraft is usually covered by your home or renter's insurance. The trailer can either be included on your home insurance or on your auto insurance but you must have the trailer listed on your auto policy in order for it to be covered there.
Does home insurance cover damage to visitors car?
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
Which divorce parent must carry auto insurance for the child?
The one who has custody of the child. If the child stays at the other parents home part of the time and drives their vehicles then the child must also be listed as a driver on that parents policy.
Are you covered by your parent's auto insurance in their car if you no longer live at home?
if you are listed as a driver on their policy, you are covered
Does home insurance cover brick damage?
It depends on what caused the damage to the bricks. Did a car run into your brick home, Then the drivers Auto Insurance policy should cover it. Did a storm blow out your bricks, Then your home owners policy would cover it if you have wind storm coverage. If your home is just old and the bricks are crumbling due to age or lack of maintenance, then they may not be covered on your home owners insurance policy. Home owners Insurance, just like auto insurance does not provide coverage for normal wear and tear or for normal maintenence issues.
Do you have to live at home to be on your parents car insurance policy?
Most likely no, but still check your specific policy and the rules in the state you live in.
