Driving record (i.e. claims history, traffic violations), credit score, location vehicle is kept and driven, (Say you live in a rural area, the rates will be lower than the city because the risk is lower with less traffic-If you live in Wisconsin, I guaranty from personal experience, the rates are much higher in Texas), driving record of any one else using car.
Age of the driver.
A car insurance premium is the amount of money paid to an insurance company for a 6 month period. It is cheaper to pay the full premium that pay each month.
Gross Premium is the Total premium indicated to be charged.
In 2009 the average auto insurance premium for residents in Maryland is $2,295.
They say that they're insuring the car, but it is more the owner/driver that affects the premium. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
no
Yes, it is possible to be added to your parent's car insurance, but there may be an extra premium to be payed.
Yes, insurance is designed to protect the car as well as a driver. If you are not driving it at all, then the insurance premium should be lower.
Yes, if you take out collision and comprehensive insurance. The more the car is worth the higher the insurance premium.
They refund you the remainder of the premium not used for the year.
You can get a free quote for you car insurance from safeauto.com. Simply select your state and fill out the application. If you have had a car accident before, or you are likely to have an accident, your premium may be higher, so you might want to choose an insurance company with a lower premium.
Insurance premium costs vary by a number of factors, location, age, driving record, model and make of car. You need to check locally