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Driving record (i.e. claims history, traffic violations), credit score, location vehicle is kept and driven, (Say you live in a rural area, the rates will be lower than the city because the risk is lower with less traffic-If you live in Wisconsin, I guaranty from personal experience, the rates are much higher in Texas), driving record of any one else using car.

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Q: What affects ones car premium insurance?
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Related questions

Which of the following affects one's car insurance premium?

Age of the driver.


What is a car insurance premium?

A car insurance premium is the amount of money paid to an insurance company for a 6 month period. It is cheaper to pay the full premium that pay each month.


What is gross premium car insurance?

Gross Premium is the Total premium indicated to be charged.


What is the average premium for md car insurance?

In 2009 the average auto insurance premium for residents in Maryland is $2,295.


How much is mustang insurance?

They say that they're insuring the car, but it is more the owner/driver that affects the premium. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net


If you hit the garbage can with your car will the insurance company increase your premium?

no


Can you be added to your parent's car insurance?

Yes, it is possible to be added to your parent's car insurance, but there may be an extra premium to be payed.


Can you get car insurance on your car without a drivers license?

Yes, insurance is designed to protect the car as well as a driver. If you are not driving it at all, then the insurance premium should be lower.


Does insurance cost more on new car than old?

Yes, if you take out collision and comprehensive insurance. The more the car is worth the higher the insurance premium.


How can you get car insurance coverage without paying full year premium after cancellation?

They refund you the remainder of the premium not used for the year.


What companies in Ohio offer car insurance for bad drivers?

You can get a free quote for you car insurance from safeauto.com. Simply select your state and fill out the application. If you have had a car accident before, or you are likely to have an accident, your premium may be higher, so you might want to choose an insurance company with a lower premium.


What is the cost of the premium of auto insurance?

Insurance premium costs vary by a number of factors, location, age, driving record, model and make of car. You need to check locally