I have been a licensed agent for quite a few years and have never had to ask a customer about the construction of their home on their auto insurance application.
Some policies I have written required that a car be stored in a garage.
If the garage is attached to the home, yes they can search the entire premises.
An attached garage is attached to a structure (such as home) by a common wall or shared wall with another attached structure such as a covered porch, deck or breezeway. A built-in garage is contained within the structures footprint, and typically has living area over it that is accessible from within the main structure. where an attached garage has no living area over it. If an attached garage has area over it that is used for an office, living, storage, etc., it is not accessible from within the main structure or home. If it is, it's a built-in garage.
form_title=Garage Builders form_header=Protect your vehicles with an at-home garage! Get a professional to assist you in the building and installing of a garage. Do you currently have a garage? = () Yes () No () Unsure Would you like your garage attached or detached to your home? = {(),Attached,Detached,Unsure} What size garage would you like built? =_ Desired Completion Date.=_
It will vary depending on where you are but generally if the garage is not attached to the home, you do not have to sheet rock it.
Your garage insurance should be covered by home owners insurance or renters insurance. I am not sure you would need liability insurance in a garage though, because no one else would be hurt in there.
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
it is covered by your home insurance
If the garage is attached to your home then it would be covered under Coverage A of your policy. If the damage was caused by a bad storm then more than likely the damage would be covered under your policy. If you have a HO-3 policy then the damage should be covered. Call you agent and ask him/her to review your policy to determine if the damage is covered before you call your insurance company.
No. Your home Homeowners Insurance policy does not provide funding for elective home remodeling
Yes.
No.
Insurance for a garage can be obtained by any company who offers insurance for your home. Some places to start looking include Garage Netquote, Progressive, and State Farm. All can be researched online or may contact their local offices.