Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.
Comprehensive Coverage on your Auto Insurance Policy covers for a covered loss that is stolen or damage by causes other than collision or upset. Such as Fire, Theft, Vandalism, hitting a bird or animal, wind, hail, flood or earthquake.
Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
Yes, under comprehensive
If your driver's license expires will you still be covered under your auto insurance policy?
Collision coverage covers a loss due to a collision, i.e. damage to your vehicle caused when your vehicle hit an object, or an object hit your vehicle. Defects and mechanical problems are not covered.
No. Your Car is covered by your Auto Insurance Policy. It is never covered by a homeowners policy no matter whose property it is on.
It depends on the insurance company. There are some out there where you can get insurance on you to drive any vehicle and be covered, it is normally more expensive that way.
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.