Yes, but remember it's only worth 60% of a comparable clean titled car so make sure it's worth buying collision and not just liability/comprehensive.
Yes you can have the home assessed for value. If the home is worth less then you can pay less for coverage.
Yes, boat insurance coverage is worth the money- especially if you might happen to own a boat or are thinking of purchasing one in the near future. Contact your insurance company to learn more.
You are better off dropping your collision coverage. The amount extra that you are paying each month could be saved and would probably equal out to more than any amount you would get reimbursed for your collision coverage.
If the car has not been repaired but the damage is cosmetic they will probably insure it for liability only If the car has been repaired it will be no problem to get insurance. If the car is deemed salvage or rebuilt, you can get full coverage, however keep this in mind. A branded title makes the car worth 35% less than average retail. The coverage AFTER the accident , of course would not caver any claims concerning that accident.
If you own a car outright and have paid off loans used to buy it, you are no longer required to have full coverage insurance for it. At this point, it a personal choice. If your car has worth that you cannot afford to lose in the case of an at-fault collision or theft. On the other hand, if the vehicle is older or not worth so much, it may not be worth it to pay for full coverage insurance.
It depends on the insurance coverage, and what caused the wreck. But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth. I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.
If you're going to be abusive to your phone, sure.
Usually if the car is a total loss, the insurance company will pay you and take the car. They then sell it for parts/salvage. If they let you keep the car, all you have to do is check on the current status of your policy and see if it is listed.
Most insurance companies that do offer dental and vision coverage are a bit more expensive than average, but well worth the cash. If you already have regular insurance with them it shouldn't cost too much extra to up the coverage.
If the vehicle is worth 250K, then you insure it for 250K
Yes, a moving company is required by law to insure the items you are paying them to move. The average insurance required is $7500.00. Of course if your items are worth more than that, you should speak to the mover before you hire them to make sure they have enough coverage.