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It depends on the insurance coverage, and what caused the wreck.

But allowing the coverage covers the incedent the insurance company will pay the VALUE DETERMINED BY THE INSURANCE COMPANY. Not what you think it was worth.

I have about $40,000 in a car the insurance comapny will pay $3,000 for if it gets wrecked.

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10y ago

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Q: Do insurance have to pay you the value of your wreck?
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