YES, ALWAYS!!!!!!!!!!
It depends on whether or not the car is stationary at the time of the accident. If your car is stationary and they stumble into it, then they are at fault. However, if your car is moving when they are hit then you're at fault.
The driver responsible for the accident is always at fault. However, Both parties are usually found at fault in this instance. This is generally called Joint fault.
If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.
the driver at fault
bananners!
It does not matter if he was drunk or had no insurance. We would need the details of how the accident happened.
The terms of your Insurance Contract always require that you report an accident regardless of fault. This is because even though you do not consider yourself to be at fault, the other driver may report the accident to them anyway. Better to be safe than sorry.
It should. If the "at fault" vehicle is insured, it's supposed to cover the victim's vehicle 100%. If the "at fault" vehicle has comprehensive and collision insurance that insurance is supposed to cover the at fault vehicle up to the deductable amount. Note that the drunk driver will loose his insurance and be required to get the VERY expensive DUI "insurance endorsment" since he/she is now in the highest risk bracket. BTW, when a drunk driver causes a collision it's not called an "accident". Accident is when things just happen. Driving drunk is the CAUSE of the collision and as such the collision is not called an accident. Call it a wreck, crash or just about anything else that takes away the implication of a random act.
each contributes 50% to liability or fault.