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No, that would be a collision, and would be covered under the collision portion of the policy, and the collision deductible would apply. Collisions are also considered a chargeable claim for rating and insurability purposes.
non
chargeable is the meaning of charge
Chargeable income is the income from a self-employed person
It would be covered as a collision claim not a comprehensive claim. IE; you "collided" with a guard rail.
yes
What? Why would it be? The comprehensive deductible is your retained limit of an occurance so unless you have a policy with a diminishing deductible or some other policy benefit that would waive a deductible it applies to each and every claim.
AnswerGenerally YES, they do increase, being that there is no "third party" so-to-speak in which the insurer can subrograte against.I say no, it is a comp claim and doesn't count against the driver. If the driver was cited for the incident, then they would go up.
If the occurrence is not a traffic accident then it will most likely be a comprehensive claim and therefore if you have comprehensive coverage then you will pay your comprehensive deductible. The comp deductible is usually the lower of the two deductibles.
how do I file a claim against an estate in Illinois, Cook county
What do you mean they missed? If it is a chargeable accident then I would think yes, but to be sure I would contact your states dept of insurance.
Make a comprehensive claim.