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Who pays the deductible if it's not an accident?
If the occurrence is not a traffic accident then it will most likely be a comprehensive claim and therefore if you have comprehensive coverage then you will pay your comprehensive deductible. The comp deductible is usually the lower of the two deductibles.
When is auto deductible waived on a collision claim?
When you file a claim against your own company you must pay the deductible. Your company may pay you back the deductible only in cases where they go after someone else who was responsible for the damage and your company manages to collect for that damage. Some (not all) companies may also waive the deductible if the insured made no claim in the past 1 or 2 years, for example.
If you have an accident before the deductible is lowered but the claim is not filed until after which deductible applies?
The deductible at the time of the accident not the time of claim.
Do you have to pay a deductible if your car is stolen?
Yes. You would have to pay what your comprehensive deductible is.
Which type of deductible requires a new deductible for each separate claim?
Straight Deductible
Is there a deductible on comprehensive coverage auto insurance?
Usually there is a deductible on comprehensive coverage auto insurance. The deductible can range in different amounts usually from 0 to $1000 or even higher if it is a very expense vehicle.
Can you claim on your car insurance if your car door broke through storm?
If you have comprehensive coverage on your auto policy it will cover storm damage to your vehicle, subject to your deductible of course.
Does comprehensive insurance cover damage to your car if a shovel falls on car while car is sitting in your garage?
A comprehensive insurance policy would probably cover damage as described. However, the deductible and potential premium increase for making a claim might make it more advantageous to not make a claim.
What do you mean by comprehensive?
COMPREHENSIVE COVERAGE Auto insurance for the purpose of covering the cost of repair or replacement of the insured's car in case of damage caused by something other than an accident. Comprehensive coverage often requires the payment of a deductible when a claim is made. Comprehensive may be required to qualify for a new car loan.
If my insurance company deducts my deductible from a homeowners claim do i still pay the deductible?
Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .
What does 30 copay for the first 3 visits per member per year deductible waived mean?
It means that the normal $30 copay per visit is waived (you don't have to pay for it) for the first 3 visits per member on the insurance policy each year. Also you don't have to worry about meeting the deductible first because it is waived for those visits.
Does a deductible have to be paid each time you file a claim under homeowners insurance?
The deductible applies to every individual claim.
