What? Why would it be? The comprehensive deductible is your retained limit of an occurance so unless you have a policy with a diminishing deductible or some other policy benefit that would waive a deductible it applies to each and every claim.
If the occurrence is not a traffic accident then it will most likely be a comprehensive claim and therefore if you have comprehensive coverage then you will pay your comprehensive deductible. The comp deductible is usually the lower of the two deductibles.
When you file a claim against your own company you must pay the deductible. Your company may pay you back the deductible only in cases where they go after someone else who was responsible for the damage and your company manages to collect for that damage. Some (not all) companies may also waive the deductible if the insured made no claim in the past 1 or 2 years, for example.
"Deductible waived" refers to a situation in insurance where the policyholder is not required to pay the deductible amount before the insurance coverage kicks in for certain services or treatments. This means that the insurer will cover the costs from the first dollar of the claim without requiring the insured to first cover a specified amount out of pocket. This provision is often seen in specific plans or for certain types of care, such as preventive services.
The deductible at the time of the accident not the time of claim.
Yes. You would have to pay what your comprehensive deductible is.
Straight Deductible
Yes. The insurance company will pay their portion of the claim which does not include the deductible because that is your portion .
Usually there is a deductible on comprehensive coverage auto insurance. The deductible can range in different amounts usually from 0 to $1000 or even higher if it is a very expense vehicle.
If you have comprehensive coverage on your auto policy it will cover storm damage to your vehicle, subject to your deductible of course.
It means that the normal $30 copay per visit is waived (you don't have to pay for it) for the first 3 visits per member on the insurance policy each year. Also you don't have to worry about meeting the deductible first because it is waived for those visits.
The deductible applies to every individual claim.
A comprehensive insurance policy would probably cover damage as described. However, the deductible and potential premium increase for making a claim might make it more advantageous to not make a claim.