Is Washington State a No fault insurance state?

Answer 1

YES.No-Fault States:

Arkansas

Delaware

District of Columbia

Florida

Hawaii

Kansas

Kentucky

Maryland

Massachusetts

Michigan

Minnesota New Jersey

New York

North Dakota

Oregon

Pennsylvania

South Dakota

Texas

Utah

Virginia

Washington

Wisconsin

This list is not entirely accurate. Some of the listed states above are not mandatory no-fault states but provide that no-fault insurance can be sold as an option, but since no-fault is more expensive than traditional tort coverage almost nobody buys it in states where it is optional.

Just to give you one example, Wisconsin is not a no-fault state. The law there provides that insurers can offer some coverage called "Medical Payments" coverage that is no-fault. But it is an add on and since it costs more money and the fact that health insurance would already pay the costs of medical bills incurred in an accident, very few people actually buy it there.

So to call Wisconsin a no-fault state is not really true.