It depends on what type of insurance you have and what the damage is.
Some insurance companies have a storage plan which basically fall under Comprehensive. Since mice can eat your headliner, your wiring, plastics, etc. it really depends on how bad and severe the damage is. They may not cover something like mice eating a headliner, but if they damage the cars wiring system and it consequentially doesnt allow your car to start, than the insurance company could very well cover the costs of the harness or any parts that may have been damaged due to the rodents. Like if the wiring shorted out the ECM (engine control module) due to rodents eating the wiring and the wiring touching when you started the car.
Your best bet is to call your insurance company to find out the particular details of your coverage.
No, only damage to the vehicle is covered.
Existing damage is never covered.
Yes you will need car insurance in Ohio, if you own a car. Car insurance is mandatory to ensure people are covered for damage, in the case of a car accident.
If you intentionally do the damage then it is excluded and the policy will provide no coverage. <><><> To expand upon above answer, it depends on your insurance coverage. As said, deliberate damage is not covered. LIABILITY insurance covers damage you do to someone else or their property. COLLISION insurance covers damage you may do to your own car (by accident)
Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.
Your car may be covered from rat damage depending on your insurance policy. The only way to know for sure would be to contact your insurance agent
The only car damages covered under the cheap car insurance coverage is liability insurance. Damages are usually covered up to $5,000.00 for the cheapest automobile coverage available. Liability covers physical damage. Most cheap car insurances do not cover car damages.
Every insurance policy is different and it is best to discuss this with your insurer.
Yes, you will be reimbursed if you have full coverage on your car. If you do not have full coverage then you will not be covered.
That all depends on your insurance and how much damage they feel was done. If they don't cover it, or if you don't have enough insurance, they can file a law suit.
The CDW (Collision Damage Waiver) insurance covers the following: Liability, collision, theft and other damage. This sort of insurance is offered by car rental companies.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.